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NJ Solutions Fund

The NJ Solutions Fund offers public entities in New Jersey a reliable and cost-effective solution to managing healthcare costs. By pooling resources across multiple organizations, the Fund provides stability through shared risk, ensuring predictable and manageable rates even during market fluctuations. This collaborative model reduces administrative expenses and leverages collective bargaining power to secure competitive rates from providers. Additionally, the Fund’s emphasis on preventive care and wellness programs helps mitigate long-term healthcare costs, creating savings for taxpayers while maintaining comprehensive coverage for employees. By joining the Fund, public entities can achieve financial efficiency and stability.

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Implement Plan

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Educate Employees

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Manage Admin Details
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Monitor Compliance

Highlights

  • Approved by NJ DOBI
  • Established in 2025
  • Statewide Fund
  • 4 founding members statewide
  • Self-Funded Pool with Fixed Premium
  • Mature Costs: No run-out liability

Value Added Services

  • Data Analytics
  • Employee Communications
  • Fund Commissioner Appointment
  • Specific Reinsurance
  • Aggregate Reinsurance (Expected 7/1/25)
  • Data and Claims Transparency

Learn More about NJ Solutions Fund
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Learn About NJ Solutions

EAGLE ROCK TEAM

The Eagle Rock Management Group and the Metropolitan Health Insurance Fund were both founded by Joseph G. DiVincenzo. Joseph has more than a decade working in employee benefits and self-funding, brokering some of the largest municipalities, boards of education and private organizations in the State of New Jersey.

In 2019, Eagle Rock was founded, and in 2020, the Metropolitan Health Insurance Fund was founded, which helps to provide stabilized, transparent benefits for numerous NJ counties. In 2021, Joseph was FRP's number one benefits producer in the nation.

Prior to transitioning to the insurance industry, Joe had a successful career in the New Jersey public school system holding several positions, including Assistant Superintendent, Assistant Principal, Education Specialist and Mathematics teacher.

In addition to eliminating the complexities of health insurance by equipping clients with the knowledge and data to make better decisions for the long term, Joe and his team follow four key core values that make Eagle Rock Management Group a trusted expert in the realm of employee benefits.

Joseph G. DiVincenzo Headshot

Joseph G. DiVincenzo
Founder & President
Eagle Rock Management Group

Eagle Rock Core Values

  • We use data to drive our decision-making process

  • We understand all organizations are wired differently

  • We strive to provide personalized and professional services

  • We are tuned in to the latest trends and strategies

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